Next year, put your money where you live

This was posted on Huff today. Though my pointy-headed liberal leanings are obvious to anyone who's talked to me for more than 5 minutes, I don't talk politics here on Trosper very often.
But this isn't politics as much as it is in common sense.
I'm a huge advocate of shopping locally, supporting American made goods and services, and giving back to one's own community whenever possible. This is just a practical extension of that idea. A smaller bank is more likely to understand its customers' needs, and to reinvest in the community rather than engaging in spurious speculations designed only to maximize short-term profit without regard for the safety of investors and depositors.
So as we close out the year, think on Janus, the two-faced god for whom January is named, simultaneously looking forwards and backwards. And consider this new, old idea.